Maine Auto Insurance, Cheap Insurance Online
State minimum required coverage for auto insurance in Maine is higher in the state than most others. to drive legally every car must be covered with the state minimum required by law. The limits of this liability coverage is 50/100/25.
The 50,000 is the amount the insurer will pay for one persons injuries if you are found negligent in an auto accident. 100,000 is the total amount your insurer will pay for all injuries per occurrence.the 25 represents property damage costs your insurer will pay to the person you crash into.
Cover your own car you must add collision coverage on top of this liability coverage. Collision coverage will help keep your car covered in the event you are negligent in an auto accident.comprehensive coverage will pay for damages to your car resulting from anything other than an accident such as hail.
By choosing to add collision and comprehensive coverage to your auto insurance policy your premium will increase significantly. To keep your premium lower you may want to increase your deductible. Just make sure you don’t increase it to the point we can no longer afford in case you need to make a claim. A deductible must be paid before the insurer will pay on any claims you make.
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