Massachusetts Auto Insurance, Cheap Insurance Solutions
The state of Massachusetts requires drivers to hold a minimum state liability coverage before driving. State minimum liability coverage for Massachusetts drivers is 20/40/5.
Liability coverage will only pay for injuries or damage done to the other vehicle you hit. Below you will see how these limits work.
20: $20,000 paid for one persons injuries.
40: $40,000 total amount paid for all injuries.
5: $5000 for property damage done to the other vehicle.
The point of insurance is to protect the driver financially. If you’re in a serious accident is liability the only coverage you want? If so does the state minimum enough? The cost of health care can be billed significantly higher than $20,000 for one persons injuries. This also goes for property damage twosomes car. If you total absence car chances are the car was worth more than $5000. Any remaining debt that your insurer doesn’t pay for can put you in a difficult situation. State minimum liability coverage is a cheap insurance solution but is the right solution? If you drive an older car liability coverage may be the only coverage you really want however you may want to lift the limits up the state minimum required just to make sure you are protected financially.
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