Michigan Auto Insurance, Cheap Auto Insurance in Michigan
coverage before driving. State minimum liability coverage for Michigan drivers is 20/40/10.
Liability coverage will only pay for injuries, death or damage done to the other persons/vehicle you hit. Below you will see how these liability limits work.
20: $20,000 paid for one persons injuries.
40: $40,000 total amount paid for all injuries.
10: $10,000 for property damage done to the other car.
Michigan Auto Insurance, Financial Protection
The point of insurance is to protect the driver financially. If you’re in a serious accident is liability the only coverage you want? If so does the state minimum enough? The cost of healthcare can be billed significantly higher than $20,000 for one persons injuries. This also goes for property damage twosomes car. If you total absence car chances are the car was worth more than $5000. Any remaining debt that your insurer doesn’t pay for can put you in a difficult situation. State minimum liability coverage is a cheap insurance solution but is the right solution? If you drive an old car, liability coverage may be the only coverage you really want however you may want to lift the limits up the state minimum required just to make sure you are protected financially.
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